Lender profile · HMDA 2023–2025
Widget Federal Credit Union mortgage approval rates & lending data
Widget Federal Credit Union decided 535 mortgage applications and funded 290 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 86% | 126 / 147 | 98% | $145K | 124 |
| Home improvement loans | 42% | 108 / 257 | 100% | $35K | 108 |
| Cash-out refinance | 32% | 9 / 28 | 78% | $145K | 7 |
| Refinance | 52% | 47 / 91 | 100% | $65K | 47 |
Widget Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 55% | $65K | 535 | 290 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.