Lender profile · HMDA 2023–2025
Wescom Central Credit Union mortgage approval rates & lending data
Wescom Central Credit Union decided 5,475 mortgage applications and funded 3,604 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 63% | 442 / 702 | 97% | $585K | 427 |
| Home improvement loans | 70% | 2,822 / 4,032 | 98% | $155K | 2,775 |
| Cash-out refinance | 53% | 82 / 155 | 98% | $275K | 80 |
| Refinance | 52% | 64 / 122 | 98% | $505K | 63 |
| Investment property purchase | 64% | 102 / 160 | 97% | $445K | 99 |
| Investment cash-out refinance | 52% | 23 / 44 | 100% | $405K | 23 |
| Investment home improvement | 53% | 131 / 247 | 99% | $155K | 130 |
Wescom Central Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 67% | $155K | 5,344 | 3,514 |
| Arizona | 83% | $305K | 23 | 19 |
| Nevada | 61% | $335K | 18 | 10 |
| Ohio | 64% | $125K | 14 | 9 |
| Texas | 67% | $365K | 12 | 8 |
| Washington | 75% | $685K | 8 | 6 |
| Oregon | 83% | $125K | 6 | 4 |
| Colorado | 40% | $165K | 5 | 2 |
| Tennessee | 80% | $265K | 5 | 4 |
| Idaho | 25% | $685K | 4 | 1 |
| Florida | 100% | $165K | 3 | 3 |
| Hawaii | 100% | $365K | 3 | 3 |
| South Carolina | 33% | $765K | 3 | 1 |
| Connecticut | 50% | $1.17M | 2 | 1 |
| Georgia | 50% | $105K | 2 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.