Lender profile · HMDA 2023–2025
Webster Five Cents Savings Bank mortgage approval rates & lending data
Webster Five Cents Savings Bank decided 426 mortgage applications and funded 351 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 162 / 174 | 99% | $365K | 161 |
| Home improvement loans | 79% | 86 / 109 | 99% | $65K | 85 |
| Cash-out refinance | 73% | 55 / 75 | 98% | $105K | 54 |
| Refinance | 79% | 22 / 28 | 100% | $245K | 22 |
Webster Five Cents Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 83% | $365K | 414 | 340 |
| Rhode Island | 100% | $325K | 5 | 5 |
| New York | 67% | $115K | 3 | 2 |
| Connecticut | 100% | $285K | 1 | 1 |
| Florida | 100% | $465K | 1 | 1 |
| Maine | 100% | $765K | 1 | 1 |
| New Hampshire | 100% | $525K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.