Lender profile · HMDA 2023–2025
Watertown Savings Bank (Massachusetts) mortgage approval rates & lending data
Watertown Savings Bank (Massachusetts) decided 273 mortgage applications and funded 266 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 135 / 135 | 99% | $505K | 134 |
| Refinance | 98% | 46 / 47 | 100% | $335K | 46 |
| Investment property purchase | 94% | 50 / 53 | 98% | $825K | 49 |
Watertown Savings Bank (Massachusetts) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 98% | $505K | 272 | 265 |
| Connecticut | 100% | $2.67M | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.