Lender profile · HMDA 2023–2025
VELOCITY COMMUNITY Federal Credit Union mortgage approval rates & lending data
VELOCITY COMMUNITY Federal Credit Union decided 559 mortgage applications and funded 329 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 60% | 283 / 468 | 100% | $75K | 283 |
| Refinance | 59% | 43 / 73 | 100% | $155K | 43 |
VELOCITY COMMUNITY Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 59% | $75K | 559 | 329 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.