Lender profile · HMDA 2023–2025
Vantage Bank Texas mortgage approval rates & lending data
Vantage Bank Texas decided 863 mortgage applications and funded 704 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 354 / 382 | 89% | $505K | 314 |
| Cash-out refinance | 55% | 22 / 40 | 77% | $135K | 17 |
| Refinance | 60% | 21 / 35 | 90% | $505K | 19 |
| Investment property purchase | 98% | 380 / 388 | 91% | $365K | 344 |
Vantage Bank Texas lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 91% | $365K | 844 | 686 |
| California | 100% | $1.50M | 6 | 6 |
| Florida | 67% | $455K | 3 | 2 |
| New Mexico | 100% | $115K | 3 | 3 |
| South Carolina | 100% | $1.50M | 2 | 2 |
| Idaho | 100% | $1.69M | 1 | 1 |
| Massachusetts | 100% | $2.79M | 1 | 1 |
| Oklahoma | 100% | $135K | 1 | 1 |
| Tennessee | 100% | $705K | 1 | 1 |
| Wyoming | 100% | $555K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.