Lender profile · HMDA 2023–2025
Valley 1St Community FCU mortgage approval rates & lending data
Valley 1St Community FCU decided 298 mortgage applications and funded 291 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 37 / 42 | 100% | $115K | 37 |
| Refinance | 99% | 248 / 250 | 100% | $45K | 248 |
Valley 1St Community FCU lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 98% | $45K | 298 | 291 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.