Lender profile · HMDA 2023–2025
Utah Community Federal Credit Union mortgage approval rates & lending data
Utah Community Federal Credit Union decided 5,718 mortgage applications and funded 4,036 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 85% | 591 / 699 | 93% | $405K | 548 |
| Home improvement loans | 83% | 2,355 / 2,844 | 78% | $75K | 1,837 |
| Cash-out refinance | 80% | 132 / 165 | 79% | $255K | 104 |
| Refinance | 87% | 1,644 / 1,881 | 87% | $155K | 1,434 |
| Investment property purchase | 91% | 70 / 77 | 97% | $265K | 68 |
| Investment refinance | 91% | 29 / 32 | 100% | $305K | 29 |
Utah Community Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Utah | 85% | $155K | 5,712 | 4,036 |
| Arizona | 0% | — | 3 | 0 |
| Texas | 0% | — | 2 | 0 |
| Pennsylvania | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.