Lender profile · HMDA 2023–2025
US Employees O.C. Federal Credit Union mortgage approval rates & lending data
US Employees O.C. Federal Credit Union decided 289 mortgage applications and funded 161 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 57% | 42 / 74 | 98% | $125K | 41 |
| Cash-out refinance | 58% | 75 / 130 | 89% | $55K | 67 |
| Refinance | 64% | 48 / 75 | 98% | $55K | 47 |
US Employees O.C. Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oklahoma | 60% | $55K | 289 | 161 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.