Lender profile · HMDA 2023–2025
Unity Bank mortgage approval rates & lending data
Unity Bank decided 717 mortgage applications and funded 652 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 421 / 443 | 99% | $455K | 418 |
| Home improvement loans | 64% | 18 / 28 | 100% | $95K | 18 |
| Cash-out refinance | 92% | 45 / 49 | 93% | $505K | 42 |
| Refinance | 91% | 49 / 54 | 100% | $545K | 49 |
| Investment property purchase | 93% | 99 / 107 | 100% | $565K | 99 |
Unity Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Jersey | 93% | $465K | 602 | 552 |
| Pennsylvania | 90% | $335K | 62 | 55 |
| New York | 79% | $585K | 33 | 26 |
| Florida | 100% | $385K | 13 | 13 |
| South Carolina | 100% | $315K | 2 | 2 |
| Arizona | 100% | $295K | 1 | 1 |
| Connecticut | 100% | $385K | 1 | 1 |
| Delaware | 0% | — | 1 | 0 |
| Maryland | 100% | $265K | 1 | 1 |
| Massachusetts | 100% | $495K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.