Lender profile · HMDA 2023–2025
United Bank (Alabama) mortgage approval rates & lending data
United Bank (Alabama) decided 277 mortgage applications and funded 201 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 72% | 58 / 80 | 93% | $255K | 54 |
| Home improvement loans | 58% | 19 / 33 | 100% | $55K | 19 |
| Refinance | 60% | 25 / 42 | 100% | $55K | 25 |
| Investment property purchase | 95% | 58 / 61 | 98% | $145K | 57 |
| Investment refinance | 97% | 38 / 39 | 100% | $115K | 38 |
United Bank (Alabama) lending by state
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.