Lender profile · HMDA 2023–2025
Unison Bank mortgage approval rates & lending data
Unison Bank decided 456 mortgage applications and funded 281 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 76% | 259 / 340 | 74% | $95K | 192 |
| Refinance | 79% | 23 / 29 | 96% | $65K | 22 |
| Investment property purchase | 95% | 72 / 76 | 86% | $125K | 62 |
Unison Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Arizona | 79% | $95K | 446 | 273 |
| North Dakota | 80% | $65K | 5 | 3 |
| California | 100% | $275K | 2 | 2 |
| Minnesota | 100% | $145K | 2 | 2 |
| Montana | 100% | $655K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.