Lender profile · HMDA 2023–2025
Ulster Savings Bank mortgage approval rates & lending data
Ulster Savings Bank decided 1,124 mortgage applications and funded 1,005 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 593 / 620 | 96% | $305K | 572 |
| Home improvement loans | 92% | 185 / 202 | 96% | $45K | 178 |
| Cash-out refinance | 88% | 110 / 125 | 97% | $125K | 107 |
| Refinance | 86% | 32 / 37 | 97% | $205K | 31 |
| Investment property purchase | 93% | 93 / 100 | 94% | $335K | 87 |
Ulster Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 93% | $305K | 1,123 | 1,004 |
| Connecticut | 100% | $475K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.