Lender profile · HMDA 2023–2025
TruNorth Bank mortgage approval rates & lending data
TruNorth Bank decided 418 mortgage applications and funded 370 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 118 / 120 | 97% | $485K | 114 |
| Home improvement loans | 94% | 117 / 124 | 96% | $105K | 112 |
| Cash-out refinance | 82% | 27 / 33 | 89% | $355K | 24 |
| Refinance | 74% | 39 / 53 | 90% | $185K | 35 |
| Investment property purchase | 100% | 69 / 69 | 99% | $485K | 68 |
TruNorth Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 93% | $485K | 379 | 339 |
| New Hampshire | 94% | $355K | 33 | 27 |
| Maine | 83% | $245K | 6 | 4 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.