Lender profile · HMDA 2023–2025
Truchoice Federal Credit Union mortgage approval rates & lending data
Truchoice Federal Credit Union decided 380 mortgage applications and funded 355 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 51 / 52 | 94% | $235K | 48 |
| Home improvement loans | 94% | 253 / 269 | 100% | $55K | 252 |
| Refinance | 98% | 40 / 41 | 100% | $85K | 40 |
Truchoice Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maine | 95% | $55K | 380 | 355 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.