Lender profile · HMDA 2023–2025
Tropical Financial Credit Union mortgage approval rates & lending data
Tropical Financial Credit Union decided 2,270 mortgage applications and funded 1,158 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 70% | 108 / 154 | 97% | $365K | 105 |
| Cash-out refinance | 52% | 1,053 / 2,026 | 97% | $85K | 1,018 |
| Refinance | 35% | 13 / 37 | 100% | $385K | 13 |
| Investment cash-out refinance | 17% | 5 / 29 | 100% | $115K | 5 |
Tropical Financial Credit Union lending by state
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.