Lender profile · HMDA 2023–2025
Travis Credit Union mortgage approval rates & lending data
Travis Credit Union decided 2,459 mortgage applications and funded 1,841 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 333 / 366 | 96% | $475K | 321 |
| Home improvement loans | 79% | 888 / 1,126 | 98% | $75K | 869 |
| Cash-out refinance | 69% | 494 / 720 | 96% | $105K | 476 |
| Refinance | 92% | 123 / 134 | 98% | $915K | 121 |
| Investment cash-out refinance | 37% | 13 / 35 | 85% | $225K | 11 |
| Investment home improvement | 55% | 24 / 44 | 83% | $95K | 20 |
Travis Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 77% | $105K | 2,459 | 1,841 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.