Lender profile · HMDA 2023–2025
Transportation Federal Credit Union mortgage approval rates & lending data
Transportation Federal Credit Union decided 323 mortgage applications and funded 234 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 56% | 57 / 102 | 100% | $55K | 57 |
| Cash-out refinance | 97% | 152 / 157 | 93% | $75K | 141 |
| Refinance | 67% | 32 / 48 | 100% | $105K | 32 |
Transportation Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maryland | 62% | $55K | 69 | 43 |
| Ohio | 98% | $75K | 41 | 38 |
| Virginia | 62% | $105K | 34 | 21 |
| Indiana | 84% | $75K | 25 | 19 |
| Missouri | 92% | $85K | 25 | 23 |
| Florida | 71% | $65K | 17 | 9 |
| District of Columbia | 40% | $85K | 15 | 6 |
| Illinois | 86% | $65K | 14 | 12 |
| Wisconsin | 100% | $55K | 14 | 13 |
| Kentucky | 75% | $75K | 12 | 9 |
| Texas | 88% | $55K | 8 | 6 |
| Iowa | 100% | $65K | 7 | 6 |
| Massachusetts | 43% | $55K | 7 | 3 |
| Oklahoma | 86% | $65K | 7 | 5 |
| Alabama | 100% | $55K | 6 | 6 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.