Lender profile · HMDA 2023–2025
The Union Bank Company mortgage approval rates & lending data
The Union Bank Company decided 1,395 mortgage applications and funded 1,175 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 595 / 631 | 99% | $275K | 587 |
| Home improvement loans | 87% | 159 / 183 | 96% | $65K | 153 |
| Cash-out refinance | 56% | 112 / 199 | 98% | $305K | 110 |
| Refinance | 85% | 174 / 205 | 97% | $115K | 169 |
| Investment property purchase | 91% | 117 / 129 | 100% | $125K | 117 |
The Union Bank Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 90% | $275K | 1,129 | 995 |
| Florida | 67% | $275K | 36 | 24 |
| Georgia | 63% | $265K | 30 | 19 |
| Illinois | 95% | $235K | 19 | 18 |
| Pennsylvania | 58% | $295K | 19 | 11 |
| Colorado | 69% | $405K | 13 | 9 |
| Michigan | 82% | $505K | 11 | 9 |
| Indiana | 80% | $285K | 10 | 7 |
| Massachusetts | 80% | $375K | 10 | 8 |
| New Jersey | 60% | $315K | 10 | 6 |
| Tennessee | 80% | $305K | 10 | 8 |
| Virginia | 40% | $305K | 10 | 4 |
| Arizona | 57% | $375K | 7 | 4 |
| New York | 57% | $185K | 7 | 4 |
| South Carolina | 57% | $255K | 7 | 4 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.