Lender profile · HMDA 2023–2025
The Savings Bank mortgage approval rates & lending data
The Savings Bank decided 410 mortgage applications and funded 379 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 177 / 187 | 99% | $575K | 175 |
| Home improvement loans | 97% | 61 / 63 | 98% | $155K | 60 |
| Cash-out refinance | 90% | 62 / 69 | 100% | $175K | 62 |
| Investment property purchase | 100% | 38 / 38 | 92% | $555K | 35 |
The Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 95% | $555K | 381 | 352 |
| New Hampshire | 97% | $485K | 29 | 27 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.