Lender profile · HMDA 2023–2025
The Lowell Five Cent Savings Bank mortgage approval rates & lending data
The Lowell Five Cent Savings Bank decided 394 mortgage applications and funded 337 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 117 / 129 | 98% | $415K | 115 |
| Home improvement loans | 77% | 33 / 43 | 88% | $65K | 29 |
| Refinance | 83% | 52 / 63 | 96% | $305K | 50 |
| Investment property purchase | 96% | 109 / 114 | 94% | $665K | 103 |
| Investment refinance | 94% | 32 / 34 | 94% | $505K | 30 |
The Lowell Five Cent Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 89% | $415K | 318 | 266 |
| New Hampshire | 94% | $405K | 69 | 64 |
| Florida | 100% | $505K | 6 | 6 |
| Maine | 100% | $505K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.