Lender profile · HMDA 2023–2025
The Hometown Savings Bank mortgage approval rates & lending data
The Hometown Savings Bank decided 288 mortgage applications and funded 238 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 104 / 109 | 86% | $145K | 89 |
| Cash-out refinance | 79% | 22 / 28 | 73% | $105K | 16 |
| Refinance | 84% | 27 / 32 | 89% | $115K | 24 |
| Investment property purchase | 100% | 84 / 84 | 92% | $85K | 77 |
The Hometown Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Indiana | 94% | $105K | 282 | 232 |
| Florida | 100% | $345K | 5 | 5 |
| Illinois | 100% | $65K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.