Lender profile · HMDA 2023–2025
The First Financial Federal Credit Union mortgage approval rates & lending data
The First Financial Federal Credit Union decided 944 mortgage applications and funded 673 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 81% | 242 / 300 | 93% | $105K | 225 |
| Cash-out refinance | 78% | 491 / 629 | 90% | $95K | 441 |
The First Financial Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 79% | $95K | 944 | 673 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.