Lender profile · HMDA 2023–2025
The Community Bank mortgage approval rates & lending data
The Community Bank decided 324 mortgage applications and funded 293 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 122 / 129 | 100% | $275K | 122 |
| Cash-out refinance | 78% | 61 / 78 | 100% | $125K | 61 |
| Refinance | 92% | 23 / 25 | 96% | $185K | 22 |
| Investment property purchase | 100% | 54 / 54 | 100% | $145K | 54 |
The Community Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 91% | $165K | 324 | 293 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.