Lender profile · HMDA 2023–2025
The Adirondack Trust Company mortgage approval rates & lending data
The Adirondack Trust Company decided 317 mortgage applications and funded 257 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 81% | 138 / 171 | 99% | $395K | 137 |
| Refinance | 84% | 27 / 32 | 96% | $95K | 26 |
| Investment property purchase | 85% | 51 / 60 | 100% | $365K | 51 |
The Adirondack Trust Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 82% | $395K | 317 | 257 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.