Lender profile · HMDA 2023–2025
TEXELL Credit Union mortgage approval rates & lending data
TEXELL Credit Union decided 801 mortgage applications and funded 581 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 86% | 101 / 118 | 86% | $195K | 87 |
| Home improvement loans | 19% | 7 / 37 | 86% | $75K | 6 |
| Cash-out refinance | 82% | 466 / 565 | 95% | $65K | 445 |
| Refinance | 59% | 32 / 54 | 94% | $75K | 30 |
TEXELL Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 78% | $65K | 801 | 581 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.