Lender profile · HMDA 2023–2025
Texas Bay mortgage approval rates & lending data
Texas Bay decided 979 mortgage applications and funded 461 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 46% | 237 / 513 | 99% | $105K | 235 |
| Home improvement loans | 46% | 125 / 271 | 100% | $75K | 125 |
| Cash-out refinance | 62% | 35 / 56 | 100% | $205K | 35 |
| Refinance | 40% | 38 / 95 | 100% | $135K | 38 |
| Investment property purchase | 75% | 24 / 32 | 100% | $215K | 24 |
Texas Bay lending by state
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.