Lender profile · HMDA 2023–2025
Stride Bank, National Association mortgage approval rates & lending data
Stride Bank, National Association decided 3,214 mortgage applications and funded 3,098 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 2,678 / 2,740 | 99% | $285K | 2,661 |
| Cash-out refinance | 87% | 75 / 86 | 99% | $165K | 74 |
| Refinance | 87% | 67 / 77 | 100% | $255K | 67 |
| Investment property purchase | 100% | 259 / 260 | 98% | $165K | 255 |
| Investment refinance | 88% | 22 / 25 | 95% | $325K | 21 |
Stride Bank, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oklahoma | 98% | $285K | 2,631 | 2,561 |
| Missouri | 95% | $295K | 206 | 195 |
| Kansas | 90% | $405K | 122 | 109 |
| Texas | 97% | $325K | 101 | 96 |
| Washington | 79% | $435K | 19 | 14 |
| Florida | 94% | $455K | 18 | 17 |
| Arizona | 94% | $325K | 17 | 16 |
| Arkansas | 100% | $295K | 11 | 11 |
| Alabama | 86% | $265K | 7 | 6 |
| Georgia | 100% | $405K | 7 | 7 |
| Iowa | 71% | $535K | 7 | 5 |
| Nebraska | 86% | $335K | 7 | 6 |
| Colorado | 100% | $195K | 5 | 5 |
| South Carolina | 100% | $385K | 5 | 5 |
| Tennessee | 100% | $265K | 5 | 5 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.