Lender profile · HMDA 2023–2025
State Bank of Southern Utah mortgage approval rates & lending data
State Bank of Southern Utah decided 290 mortgage applications and funded 224 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 82% | 60 / 73 | 83% | $365K | 50 |
| Home improvement loans | 79% | 55 / 70 | 98% | $125K | 54 |
| Refinance | 90% | 73 / 81 | 100% | $185K | 73 |
| Investment property purchase | 82% | 28 / 34 | 96% | $295K | 27 |
State Bank of Southern Utah lending by state
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.