Lender profile · HMDA 2023–2025
Stark mortgage approval rates & lending data
Stark decided 315 mortgage applications and funded 291 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Cash-out refinance | 95% | 237 / 249 | 99% | $45K | 234 |
| Refinance | 94% | 31 / 33 | 100% | $45K | 31 |
Stark lending by state
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.