Lender profile · HMDA 2023–2025
St. Mary's Credit Union mortgage approval rates & lending data
St. Mary's Credit Union decided 824 mortgage applications and funded 678 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 162 / 180 | 99% | $325K | 160 |
| Home improvement loans | 84% | 317 / 376 | 97% | $75K | 309 |
| Cash-out refinance | 82% | 178 / 218 | 96% | $135K | 170 |
| Refinance | 80% | 20 / 25 | 95% | $345K | 19 |
St. Mary's Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 85% | $135K | 824 | 678 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.