Lender profile · HMDA 2023–2025
St Fin Corp mortgage approval rates & lending data
St Fin Corp decided 378 mortgage applications and funded 327 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 185 / 203 | 99% | $515K | 183 |
| Cash-out refinance | 79% | 92 / 117 | 100% | $395K | 92 |
St Fin Corp lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 88% | $515K | 354 | 308 |
| Texas | 81% | $245K | 21 | 17 |
| Florida | 67% | $105K | 3 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.