Southern Lending Services, Ltd. mortgage approval rates & lending data

Southern Lending Services, Ltd. decided 711 mortgage applications and funded 700 loans across the 616 counties Fat Boy Data covers, 2023–2025.

Approval by loan type

Loan type	Approval	Approved	Taken up	Typical loan	Loans made
Mortgage lenders	99%	678 / 684	99%	$515K	674
Investment property purchase	100%	26 / 26	96%	$365K	25

State	Approval	Typical loan	Decided	Loans made
Texas	99%	$525K	591	583
Colorado	98%	$495K	120	117

Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.