Lender profile · HMDA 2023–2025
Southern Energy Credit Union mortgage approval rates & lending data
Southern Energy Credit Union decided 464 mortgage applications and funded 370 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 154 / 173 | 100% | $255K | 154 |
| Home improvement loans | 77% | 131 / 170 | 100% | $55K | 131 |
| Cash-out refinance | 73% | 48 / 66 | 100% | $325K | 48 |
| Refinance | 60% | 26 / 43 | 100% | $255K | 26 |
Southern Energy Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Alabama | 79% | $255K | 392 | 308 |
| Georgia | 86% | $65K | 59 | 51 |
| Mississippi | 75% | $75K | 8 | 6 |
| Florida | 100% | $255K | 5 | 5 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.