Lender profile · HMDA 2023–2025
Sesloc mortgage approval rates & lending data
Sesloc decided 1,491 mortgage applications and funded 893 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 83% | 125 / 150 | 92% | $515K | 115 |
| Home improvement loans | 60% | 493 / 828 | 100% | $155K | 492 |
| Cash-out refinance | 79% | 208 / 263 | 81% | $145K | 169 |
| Refinance | 51% | 94 / 185 | 82% | $255K | 77 |
| Investment property purchase | 74% | 20 / 27 | 85% | $525K | 17 |
Sesloc lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 65% | $155K | 1,491 | 893 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.