Lender profile · HMDA 2023–2025
Securitynational Mortgage Company mortgage approval rates & lending data
Securitynational Mortgage Company decided 18,558 mortgage applications and funded 16,057 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 13,037 / 14,282 | 99% | $345K | 12,940 |
| Home improvement loans | 59% | 183 / 309 | 97% | $265K | 178 |
| Cash-out refinance | 71% | 624 / 881 | 99% | $265K | 615 |
| Refinance | 60% | 357 / 591 | 97% | $345K | 348 |
| Investment property purchase | 89% | 1,444 / 1,630 | 100% | $205K | 1,438 |
| Investment cash-out refinance | 74% | 347 / 470 | 97% | $175K | 336 |
| Investment refinance | 51% | 169 / 331 | 98% | $175K | 166 |
| Investment home improvement | 56% | 36 / 64 | 100% | $165K | 36 |
Securitynational Mortgage Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 87% | $265K | 4,643 | 4,000 |
| Utah | 94% | $395K | 4,395 | 4,137 |
| Arizona | 82% | $345K | 2,354 | 1,888 |
| Florida | 80% | $285K | 1,322 | 1,044 |
| Nevada | 87% | $345K | 1,126 | 977 |
| Georgia | 84% | $275K | 732 | 606 |
| California | 83% | $565K | 511 | 418 |
| Colorado | 94% | $355K | 417 | 390 |
| Tennessee | 83% | $105K | 350 | 288 |
| Wisconsin | 89% | $205K | 276 | 245 |
| Hawaii | 79% | $675K | 273 | 211 |
| Washington | 89% | $405K | 221 | 192 |
| Connecticut | 85% | $265K | 186 | 159 |
| Alabama | 91% | $115K | 176 | 158 |
| Illinois | 76% | $275K | 165 | 117 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.