Lender profile · HMDA 2023–2025
Security First Bank mortgage approval rates & lending data
Security First Bank decided 448 mortgage applications and funded 380 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 262 / 283 | 88% | $235K | 231 |
| Refinance | 100% | 42 / 42 | 93% | $155K | 39 |
| Investment property purchase | 98% | 65 / 66 | 88% | $165K | 57 |
| Investment refinance | 98% | 40 / 41 | 98% | $125K | 39 |
Security First Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Nebraska | 94% | $235K | 387 | 328 |
| South Dakota | 96% | $345K | 46 | 40 |
| Colorado | 100% | $505K | 5 | 3 |
| Arizona | 100% | $365K | 2 | 2 |
| California | 100% | $525K | 2 | 2 |
| Nevada | 100% | $1.09M | 2 | 1 |
| Florida | 100% | $135K | 1 | 1 |
| Indiana | 100% | $255K | 1 | 1 |
| Minnesota | 100% | $395K | 1 | 1 |
| Texas | 100% | $295K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.