Lender profile · HMDA 2023–2025
Seattle Metropolitan Credit Union mortgage approval rates & lending data
Seattle Metropolitan Credit Union decided 325 mortgage applications and funded 270 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 150 / 159 | 99% | $455K | 149 |
| Home improvement loans | 97% | 38 / 39 | 100% | $65K | 38 |
| Cash-out refinance | 77% | 56 / 73 | 96% | $145K | 54 |
| Refinance | 72% | 21 / 29 | 95% | $395K | 20 |
Seattle Metropolitan Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Washington | 85% | $455K | 325 | 270 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.