Lender profile · HMDA 2023–2025
San Mateo Credit Union mortgage approval rates & lending data
San Mateo Credit Union decided 819 mortgage applications and funded 633 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 83% | 218 / 264 | 99% | $845K | 215 |
| Home improvement loans | 74% | 96 / 129 | 97% | $105K | 93 |
| Cash-out refinance | 79% | 220 / 279 | 100% | $255K | 220 |
| Refinance | 77% | 74 / 96 | 100% | $255K | 74 |
| Investment cash-out refinance | 70% | 19 / 27 | 95% | $105K | 18 |
San Mateo Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 78% | $255K | 819 | 633 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.