Lender profile · HMDA 2023–2025
SALAL Credit Union mortgage approval rates & lending data
SALAL Credit Union decided 412 mortgage applications and funded 220 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 57 / 63 | 70% | $415K | 40 |
| Home improvement loans | 41% | 75 / 185 | 100% | $105K | 75 |
| Cash-out refinance | 63% | 73 / 115 | 99% | $105K | 72 |
| Refinance | 77% | 24 / 31 | 96% | $155K | 23 |
SALAL Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Washington | 61% | $105K | 334 | 186 |
| California | 45% | $85K | 60 | 26 |
| Oregon | 54% | $375K | 13 | 7 |
| Florida | 0% | — | 1 | 0 |
| Georgia | 0% | — | 1 | 0 |
| Nevada | 100% | $1.24M | 1 | 1 |
| New Jersey | 0% | — | 1 | 0 |
| Utah | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.