Lender profile · HMDA 2023–2025
Right Start Mortgage, Inc. mortgage approval rates & lending data
Right Start Mortgage, Inc. decided 4,950 mortgage applications and funded 4,509 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 4,049 / 4,366 | 100% | $285K | 4,032 |
| Cash-out refinance | 76% | 120 / 158 | 97% | $245K | 116 |
| Refinance | 85% | 198 / 233 | 98% | $255K | 194 |
| Investment property purchase | 92% | 128 / 139 | 99% | $205K | 127 |
| Investment refinance | 73% | 22 / 30 | 100% | $225K | 22 |
Right Start Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 91% | $255K | 3,204 | 2,905 |
| Florida | 94% | $455K | 550 | 518 |
| Idaho | 95% | $325K | 212 | 201 |
| Washington | 89% | $475K | 185 | 161 |
| Arizona | 95% | $305K | 148 | 139 |
| California | 87% | $425K | 141 | 117 |
| Ohio | 91% | $255K | 89 | 81 |
| Colorado | 94% | $405K | 78 | 72 |
| Georgia | 97% | $345K | 72 | 68 |
| New Mexico | 97% | $255K | 69 | 67 |
| Tennessee | 82% | $255K | 67 | 54 |
| Nevada | 92% | $395K | 36 | 33 |
| Oklahoma | 92% | $215K | 26 | 24 |
| Oregon | 91% | $265K | 22 | 19 |
| Indiana | 100% | $215K | 12 | 12 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.