Lender profile · HMDA 2023–2025
Ridgewood Savings Bank mortgage approval rates & lending data
Ridgewood Savings Bank decided 1,245 mortgage applications and funded 874 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 81% | 715 / 883 | 89% | $765K | 635 |
| Cash-out refinance | 75% | 89 / 118 | 82% | $475K | 73 |
| Refinance | 79% | 27 / 34 | 81% | $1.17M | 22 |
| Investment property purchase | 80% | 99 / 124 | 86% | $685K | 85 |
| Investment cash-out refinance | 80% | 43 / 54 | 93% | $1.26M | 40 |
Ridgewood Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 79% | $715K | 1,159 | 801 |
| Connecticut | 87% | $1.08M | 86 | 73 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.