Lender profile · HMDA 2023–2025
Resource Bank, National Association mortgage approval rates & lending data
Resource Bank, National Association decided 295 mortgage applications and funded 278 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 129 / 139 | 100% | $195K | 129 |
| Cash-out refinance | 97% | 30 / 31 | 100% | $125K | 30 |
| Refinance | 98% | 42 / 43 | 100% | $95K | 42 |
| Investment property purchase | 92% | 56 / 61 | 100% | $185K | 56 |
Resource Bank, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 94% | $185K | 282 | 265 |
| Wisconsin | 100% | $325K | 6 | 6 |
| Florida | 100% | $175K | 3 | 3 |
| Tennessee | 100% | $215K | 3 | 3 |
| South Carolina | 100% | $225K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.