Lender profile · HMDA 2023–2025
Republic Bank mortgage approval rates & lending data
Republic Bank decided 495 mortgage applications and funded 263 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 77% | 130 / 168 | 98% | $225K | 128 |
| Home improvement loans | 40% | 94 / 238 | 96% | $75K | 90 |
| Refinance | 56% | 34 / 61 | 94% | $75K | 32 |
Republic Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Jersey | 50% | $75K | 309 | 150 |
| Pennsylvania | 62% | $225K | 185 | 112 |
| Florida | 100% | $455K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.