Lender profile · HMDA 2023–2025
Regent Bank mortgage approval rates & lending data
Regent Bank decided 605 mortgage applications and funded 546 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 265 / 286 | 98% | $225K | 259 |
| Refinance | 75% | 69 / 92 | 94% | $135K | 65 |
| Investment property purchase | 99% | 127 / 128 | 100% | $155K | 127 |
| Investment refinance | 98% | 86 / 88 | 100% | $145K | 86 |
Regent Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oklahoma | 93% | $165K | 532 | 485 |
| Missouri | 92% | $185K | 38 | 33 |
| Texas | 73% | $1.50M | 15 | 11 |
| Florida | 83% | $355K | 6 | 5 |
| Kansas | 67% | $245K | 3 | 2 |
| Alabama | 100% | $155K | 2 | 2 |
| Arkansas | 100% | $235K | 2 | 2 |
| Colorado | 100% | $455K | 1 | 1 |
| Illinois | 100% | $475K | 1 | 1 |
| Iowa | 100% | $235K | 1 | 1 |
| Nevada | 0% | — | 1 | 0 |
| Ohio | 100% | $65K | 1 | 1 |
| Pennsylvania | 100% | $405K | 1 | 1 |
| South Carolina | 100% | $395K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.