Lender profile · HMDA 2023–2025
Providence Bank & Trust mortgage approval rates & lending data
Providence Bank & Trust decided 259 mortgage applications and funded 180 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 155 / 161 | 75% | $245K | 116 |
| Investment property purchase | 89% | 32 / 36 | 91% | $325K | 29 |
Providence Bank & Trust lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 85% | $225K | 139 | 86 |
| Indiana | 97% | $245K | 104 | 81 |
| Michigan | 100% | $205K | 6 | 6 |
| Florida | 100% | $455K | 5 | 3 |
| Wisconsin | 50% | $395K | 2 | 1 |
| Idaho | 100% | $235K | 1 | 1 |
| South Carolina | 100% | $355K | 1 | 1 |
| Tennessee | 100% | $375K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.