Lender profile · HMDA 2023–2025
Potlatch No. 1 Financial Credit Union mortgage approval rates & lending data
Potlatch No. 1 Financial Credit Union decided 404 mortgage applications and funded 315 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 84% | 81 / 97 | 96% | $295K | 78 |
| Home improvement loans | 80% | 107 / 134 | 95% | $75K | 102 |
| Cash-out refinance | 77% | 20 / 26 | 90% | $165K | 18 |
| Refinance | 81% | 92 / 114 | 98% | $105K | 90 |
Potlatch No. 1 Financial Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Idaho | 81% | $105K | 325 | 255 |
| Washington | 83% | $135K | 77 | 59 |
| Arizona | 100% | $45K | 1 | 1 |
| Oregon | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.