Lender profile · HMDA 2023–2025
Polish & Slavic mortgage approval rates & lending data
Polish & Slavic decided 1,636 mortgage applications and funded 1,270 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 537 / 614 | 98% | $225K | 526 |
| Home improvement loans | 70% | 259 / 370 | 96% | $105K | 249 |
| Cash-out refinance | 69% | 140 / 204 | 99% | $125K | 138 |
| Refinance | 64% | 47 / 74 | 96% | $225K | 45 |
| Investment property purchase | 87% | 264 / 305 | 98% | $205K | 258 |
| Investment cash-out refinance | 83% | 45 / 54 | 96% | $455K | 43 |
Polish & Slavic lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 79% | $215K | 797 | 616 |
| New Jersey | 83% | $235K | 354 | 285 |
| New York | 77% | $275K | 258 | 188 |
| Pennsylvania | 76% | $215K | 92 | 68 |
| Florida | 84% | $235K | 81 | 68 |
| Connecticut | 85% | $245K | 40 | 34 |
| Indiana | 79% | $355K | 14 | 11 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.