Lender profile · HMDA 2023–2025
POINT BREEZE Credit Union mortgage approval rates & lending data
POINT BREEZE Credit Union decided 634 mortgage applications and funded 575 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 102 / 104 | 98% | $365K | 100 |
| Home improvement loans | 78% | 94 / 121 | 100% | $55K | 94 |
| Cash-out refinance | 98% | 261 / 265 | 100% | $65K | 260 |
| Refinance | 99% | 74 / 75 | 99% | $225K | 73 |
| Investment property purchase | 68% | 25 / 37 | 100% | $385K | 25 |
POINT BREEZE Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maryland | 91% | $65K | 555 | 500 |
| Pennsylvania | 95% | $65K | 60 | 57 |
| Delaware | 95% | $405K | 19 | 18 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.