Lender profile · HMDA 2023–2025
Peoples Bank (Ohio) mortgage approval rates & lending data
Peoples Bank (Ohio) decided 1,445 mortgage applications and funded 1,022 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 81% | 432 / 535 | 97% | $175K | 417 |
| Home improvement loans | 65% | 312 / 481 | 95% | $55K | 296 |
| Cash-out refinance | 77% | 263 / 341 | 94% | $105K | 248 |
| Refinance | 70% | 26 / 37 | 92% | $95K | 24 |
| Investment property purchase | 88% | 22 / 25 | 100% | $115K | 22 |
Peoples Bank (Ohio) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 75% | $105K | 1,004 | 715 |
| Kentucky | 73% | $145K | 275 | 193 |
| West Virginia | 78% | $125K | 63 | 47 |
| Virginia | 52% | $105K | 42 | 22 |
| Maryland | 84% | $225K | 19 | 14 |
| Florida | 90% | $215K | 10 | 9 |
| District of Columbia | 75% | $85K | 8 | 4 |
| Indiana | 100% | $105K | 6 | 6 |
| South Carolina | 50% | $555K | 6 | 3 |
| Pennsylvania | 100% | $55K | 2 | 2 |
| Arizona | 100% | $455K | 1 | 1 |
| California | 0% | — | 1 | 0 |
| Delaware | 100% | $1.60M | 1 | 1 |
| Georgia | 100% | $365K | 1 | 1 |
| Idaho | 100% | $185K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.